|
All agents are NOT alike! Find out why we are top real estate experts. Call us: 404-636-0995.
|
Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
 Compare three mortgages at one
time. Download TripleCalc now. It's free. |
Brian Guffey & Associates
is one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
|
About Brian Guffey & Associates:
About Brian Guffey & Associates - Information about Brian Guffey & Associates of Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown, Georgia Testimonials - Read what Brian Guffey & Associates's clients are saying about the real estate marketing and services provided. Exclusive Services - Click for more information. Quick Response Guarantee - A quick response to your email request for more Georgia home buying & property selling information is guaranteed by Brian Guffey & Associates. Privacy Guarantee - This Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown real estate web site will respect your privacy, guaranteed by Brian Guffey & Associates. No Obligation Guarantee - Brian Guffey & Associates's real estate help by email is free & without obligation for Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown home owners in Georgia. For Real Estate Agents - Let Brian Guffey & Associates help you with your professional real estate broker and agent needs in the Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Brian Guffey & Associates. Go to Main Sitemap - Main sitemap sections include Find Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown Homes, For Home Buyers, For Home Sellers, Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown Information, Real Estate Resources, and About Brian Guffey & Associates. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
 |
First Time Buyers >Insuring Your Home
Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.
Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.
Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.
|
|
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
