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Brian Guffey & Associates
All agents are NOT alike! Find out why we are top real estate experts. Call us: 404-636-0995.

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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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School Reports in Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown, Georgia
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Georgia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What is the world's longest frontier?
A 
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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Brian Guffey & Associates, REALTOR®, real estate agent and broker for Atlanta Buckhead, Atlanta Ansley Park and Atlanta Midtown, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Brian Guffey & Associates
Keller Williams Realty Atlanta Midtown
1420 Peachtree St., Suite 100
Atlanta, GA 30309
404-636-0995
Fax: 404-636-0031
Brian@BrianSellsAtlanta.com


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